One platform.
Infinite dimensions.

Lodum is not a collection of apps — it is a unified intelligence layer that connects finance, utilities, commerce, and lifestyle into a single seamless experience.

Finance
🏦

LodumAI Banking

Chat-native banking for modern Africa.

Full financial services — transfers, bill payments, FX, savings, and analytics — delivered through WhatsApp, Telegram, USSD, Alexa, and Google Home. No apps required.

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Send & receive money via chat
Pay bills — electricity, water, subscriptions
Multi-currency wallets & FX conversion
Real-time spending analytics in plain language
Voice banking on Alexa & Google Home
Crypto wallet bridging with Partna

Available on

WhatsAppTelegramUSSDAlexaGoogle HomeMobile App
Smart Utilities

Lodum Grid + Aqua

Your home infrastructure, finally intelligent.

AI-enabled electricity metering and water pump management. Monitor usage, load tokens, check grid status, and control everything remotely — through voice or chat.

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Remote electricity token loading
Real-time grid connection status
Usage analytics and cost forecasting
Anomaly and fault detection alerts
Intelligent water pump scheduling
Automated water level monitoring & leak detection

Available on

WhatsAppAlexaGoogle HomeMobile AppSMS/USSD
Commerce
🛒

Lodum Retail OS

The frictionless supermart experience.

An AI supermart control system enabling fully autonomous retail — smart shelves, self-cart, self-checkout, and payment through any channel. Zero queues, zero friction.

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AI-powered smart cart & shelf tracking
Personalized product recommendations
Self-checkout kiosk integration
Payment via card, USSD, WhatsApp, Pocket Card
Smart gate entry/exit confirmation
Inventory and analytics dashboard for retailers

Available on

Lodum Pocket CardWhatsApp PayCardsUSSDNFC TapTelegram
Payments
💳

LodumPay

Enterprise-grade rails at consumer simplicity.

Multi-currency wallets, virtual accounts, crypto bridging, and the Lodum Pocket Card — all built on double-entry accounting with sub-100ms card authorization.

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Multi-currency wallets (NGN, USD, GBP, EUR)
Instant virtual account issuance
Sub-100ms card authorization pipeline
Saga-pattern FX conversion with rollback
Lodum Pocket Card — physical + virtual
Crypto bridge via Partna integration

Available on

All Lodum productsPartner integrationsOpen API

Ready to integrate Lodum into your business?

Access the full ecosystem via our developer API or become a distribution partner.