Build on Lodum.
Embed Lodum's financial, utility, and retail capabilities into your own products via a clean, RESTful API.
Base URL
https://api.lodumai.com/v1Auth
Authorization: Bearer <API_KEY>Version
v1 — StableOverview
Introduction to Lodum Platform API — authentication, base URL, versioning, and rate limits.
Banking API
Initiate transfers, query balances, manage wallets, and access transaction history programmatically.
Utilities API
Control and monitor smart meters and water pumps — load tokens, read usage, query grid status.
Payments API
Issue virtual accounts, process card transactions, and initiate FX conversions at scale.
Webhooks
Subscribe to real-time events — transaction completions, KYC updates, utility alerts, and more.
SDKs
Official SDKs for Node.js, Python, and Go. Community SDKs for PHP, Ruby, and Java.
KYC & Identity
BVN/NIN verification, document upload, and tiered identity management for your users.
Status Page
Real-time and historical uptime data for all Lodum platform components.
Make your first API call
Test your connection with a simple balance check
curl -X GET https://api.lodumai.com/v1/account/balance \ -H "Authorization: Bearer lod_live_xxxxxxxxxxxx" \ -H "Content-Type: application/json"
All endpoints require HTTPS. Use the test environment for development.