LodumAI
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Your AI Personal & Financial Assistant

Meet LodumAI - the intelligent WhatsApp agent that revolutionizes how you manage money, pay bills, and get things done in Nigeria. All through simple conversations.

Instant Transactions
WhatsApp Native

LodumAI

Online now

Pay my NEPA bill

Sure! I found your electricity account. The amount due is ₦12,750. Shall I proceed with the payment?

Yes, please

✅ Payment successful! Your NEPA bill has been paid. Receipt sent to your email.

Everything You Need in One Chat

LodumAI combines the power of artificial intelligence with the simplicity of WhatsApp to deliver a comprehensive financial and personal assistant experience.

Smart Wallet Management

Track your Naira balances, view transaction history, and manage multiple Nigerian bank accounts seamlessly through simple chat commands.

Instant Money Transfers

Send Naira to anyone instantly using phone numbers, names, or Nigerian bank account details with bank-grade security.

Bill Payment Assistant

Pay NEPA, water bills, airtime, data, DStv, GOtv and other Nigerian services automatically or on-demand with intelligent reminders.

AI Personal Assistant

Get personalized financial advice, budget insights, and smart spending recommendations tailored to you.

Bank-Grade Security

End-to-end encryption, biometric authentication, and fraud detection keep your money safe.

24/7 Availability

Access your financial assistant anytime, anywhere. No app downloads or complex interfaces needed.

Available Across Nigeria

Get Started in 3 Simple Steps

Experience the future of financial management. No complex apps, no learning curves - just natural conversations that get things done.

1

Start a Conversation

Simply message LodumAI on WhatsApp. No downloads, no registrations - just start chatting.

2

Quick Setup

Connect your Nigerian bank account or wallet securely. Our AI guides you through the simple verification process.

3

Start Managing

Send Naira, pay Nigerian bills, check balances, and get financial insights - all through natural conversation.

Completely free to use • No charges

Why Choose LodumAI?

Join thousands of Nigerians who have revolutionized their financial management with LodumAI. Experience the perfect blend of AI intelligence and human-like conversation.

Save 5+ Hours Weekly

Automate routine financial tasks and eliminate time spent on banking apps

Bank-Level Security

256-bit encryption and biometric verification protect every transaction

No App Required

Works entirely within WhatsApp - the app you already use daily

Smart Insights

AI-powered spending analysis and personalized financial recommendations

24/7 Support

Human support team available whenever you need assistance

Instant Confirmations

Real-time notifications and receipts for every transaction

Trusted by 50,000+ Nigerians

JD
AS
MO
+
and many more!
4.8 out of 5 stars

"LodumAI has changed my financial habits. It's so easy to track expenses and get reminders. Highly recommend!"

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Jane Doe

Entrepreneur

"The best part is not needing another app. LodumAI is right there in WhatsApp, making payments and budgeting effortless."

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Ahmed Sani

Software Developer

Ready to Simplify Your Financial Life?

Join thousands of satisfied users and start managing your money smarter, directly from WhatsApp.